Claims and Compensation blog

Monday, 20 April 2009

The confidence to make a claim | Direct 2 Solicitors The confidence to make a claim

You've been injured and it was not your fault, but do you have the confidence to make a claim?

Thankfully, most of us manage to get through life without needing the services of a Solicitor - other than in conveyancing or will writing matters - and find the entire legal industry to be slightly scary and very foreign to us.

Therefore, at the very time when our client's need such a service, they are often at their most vulnerable. You see, when someone has had a nasty accident or been violently assaulted, the last thing that they want to do is hear a load of complicated legal jargon thrown at them when they try to make a claim for compensation for the injuries sustained.

And that is just those people who are already confident enough to make their Personal Injury Claim.

Worries

Regardless of background, most people have the same common worries when they get involved in a No Win No Fee Personal Injury Compensation Claim. Those worries are easily calmed by our expert and friendly team and include the usual issues such as "What will my claim cost me?", "What happens if I lose my claim?" or "How do I deal with the complicated paperwork?"...

However, there are other worries that many people have regarding their claim. These go right from the starting element of wondering if they have a legal right to make a claim, remembering what exactly happened to them (normally for elderly clients) and feeling embarrassed about making a claim.

Many people, especially the elderly, often fail to exercise their right to make a claim because they are worried that people will judge them for it if they do. As stated in my last blog (see: http://www.direct2solicitorsltd.co.uk/blog/ ) this is silly. For a start, no person will ever know that you are making a claim - unless you tell them - other than you and your Solicitor and maybe your GP. The Data Protection Act provides a great level of protection regarding such issues and should leave you safe in the knowledge that your claim is your matter - and a private one at that!

The real questions you should ask of any Claims Company or Solicitor when making your claim

If you find yourself in the situation of needing to make a Personal Injury Compensation Claim, you will need to find a suitable Claims Management Company or Solicitor Practice to manage the process for you. This is one of the most important things to get right as you only get one shot at maximising the potential payout that your claim may represent. If you choose the wrong company, and they manage your claim inadequately, your compensation settlement could well be lower than it should. Therefore, we recommend that you choose a specialist company with expert background - such as Direct 2 Solicitors Ltd as we tick all the right boxes. However, if you need to, here are a few questions you should ask of any Claims Management Company:
  1. Is the Claims Management Company approved by the Claims Regulation Monitoring & Compliance Unit (Ministry of Justice) and do you have Authorised status to operate within the Claims Industry re The Compensation Act 2006?
  2. If so, what is the Claims Management Companies CRM Number? Any such number can be checked out at: www.claimsregulation.gov.uk/search.aspx
  3. What background and experience does the Claims Management Company have?
  4. How exactly does the Claims Management Company get paid? (any company worth allowing to manage your claim will happily divulge this information - indeed, we are obliged to do so - see Direct 2 Solicitors Ltd paperwork to prove this!.
  5. How will the Claims Management Company deal with your claim? In your home, over the phone, by post etc etc...
  6. Will the Claims Management Company remain active in your claim even when the Solicitor has taken over the litigation work? (Direct 2 Solicitors remain available to all of our client's right through the claim process - giving a continuous contact and support to all clients).
  7. What time estimate have the Claims Management Company given? Beware of any companies promising speedy payouts or advising of possible payout amounts. Each claim is different and it is impossible to say exactly how long a claim takes to settle. Direct 2 Solicitors Ltd advise our client's that we don't really know the answer to this, but that a rough guide to this is anything from 6-9 months to 6 months - 2 years. Also, we have no idea what a likely payout will be as medical records must be viewed and a medical expert must write a report giving a prognosis on recovery times and possible dissabilities. Therefore, we NEVER give advice on this matter as it is an issue for your Solicitor.
Bear the above in mind when enquiring about making your claim!

Making your claim

To make your claim, come to us. Direct 2 Solicitors are approved for Regulated Claims Management Services by the Ministry of Justice (Authorisation CRM 3364), check the regulators web site www.claimsregulation.gov.uk and are also members of the Claims Standards Council. We offer genuine peace of mind, honesty and a friendly caring service.

If you are in need of a reliable and approved Claims Management Company to manage your accident compensation claim, look no further. Email us at webenquiries@direct2solicitorsltd.co.uk, call us on 0800 9177456, or get us to call you, using the big blue "Call me back" box at the top right of this page.

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Friday, 31 October 2008

Finding a No Win No Fee Claims Management Company or Solicitor | Direct 2 Solicitors Finding a No Win No Fee Claims Management Company or Solicitor

I read with interest a recent legal claim for Personal Injury Compensation involving a Rugby Player who claimed that he was blinded in one eye through the negligent and violent actions of an opponent whilst playing for Moseley against Coventry RFC in September 2001. Clearly, this is no standard or normal Personal Injury Claim and I doubt very much that the claimant was able to find a No Win No Fee Claims Management Company or Solicitor very easily.

Why?

This claim was always going to be difficult to win as it rested on the good old fashioned 'he said she said' kind of argument! In most No Win No Fee Personal Injury Claims, a Solicitor or Claims Management Company will evaluate the likely chances of success any claim will have. It is all about risk assessment and if a claim has strong chances of success, it can be run on a No Win No Fee basis (Conditional Fee Agreement) with ease. Clearly, if a claim is weak or extremely risky - as this one was - then it is far from likely to be taken on by a Solicitor on a No Win No Fee basis.
In most claims, there are clear hazards that were foreseeable, obvious negligence and rules broken - like for example when someone suffers an injury in the workplace because an employer cut corners and failed to provide the correct equipment and training. In cases like that, it is easy to evaluate a claim and get things moving. In the instance of the Rugby Players claim, such an evaluation would be much harder and therefore very risky for a Solicitor to take on with no guarantee of payment of their fees.

The Claim

As a result of the difficulty of this claim, the claimant Rugby player was left with no option other than to represent himself and it seems he did a very good job of it! He gave evidence at the courts and was able to call on witnesses from his Rugby team who corroborated his version of events. The courts were told that one of the two defendants was initially charged by the Police with Assault, but that the charge was later dropped due to a lack of sufficient evidence. The Judge took evidence from the claimant, witnesses and both defendants before adjourning the case for a while.

The result

After the adjournment, the Judge awarded the claim in favour of the claimant, but ruled that one of the two defendants were not liable for the injuries that had been inflicted on the Claimant. The exact level of damages will be set at a further hearing later this year.

Making your claim

To make your claim, come to us. Direct 2 Solicitors are approved for Regulated Claims Management Services by the Ministry of Justice (Authorisation CRM 3364), check the regulators web site www.claimsregulation.gov.uk and are also members of the Claims Standards Council. We offer genuine peace of mind, honesty and a friendly caring service.

If you are in need of a reliable and approved Claims Management Company to manage your accident compensation claim, look no further. Email us at webenquiries@direct2solicitorsltd.co.uk, call us on 0800 9177456, or get us to call you, using the big blue "Call me back" box at the top right of this page.

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Friday, 10 October 2008

Why Direct 2 Solicitors is the place to make your claim | Direct 2 Solicitors Why Direct 2 Solicitors is the place to make your claim

The Personal Injury Compensation Claims Specialists

Clearly, Direct 2 Solicitors really is the place to bring your claim for Personal Injury Compensation, but why? Well, we have lots of things on our side. We offer a genuine transparent No-Win, No-Fee Personal Injury Claims service. We have no hidden charges and nothing lurking around the corner that will take our client's by surprise! Added to that, we have a very well trained team who know what there is to know about Personal Injury Compensation claims and how to get the right information to give our client's the very best chances of success with their claim. Our service is so easy to use too. We can complete nearly all claims over the phone, with a simple 15-20 minute claim application process. This takes the hassle away from the client and enables our team to compile a market leading claims investigation file which is ready for our expert Panel Solicitors to commence immediate litigation proceedings against the 3rd party responsible for the injuries and losses caused to our client.

Speed of service

Along with our industry leading panel of specialist Personal Injury Solicitors, we offer a speed of service which is second to none. Client's can request a call back via our website, reply to one of our Direct Mail Campaigns or other forms of marketing and we will contact them immediately. If there is a viable claim to be managed, we inform the client's of our transparent No-Win, No-Fee service and give them the full details of how we make our money. If they then choose to select Direct 2 Solicitors to manage their claim (which they nearly all do!) we commence the claim application call and get the paperwork completed. We then forward 3 simple items of paperwork to our client for their signature and return (so that they can formally instruct us and agree to our No-Win, No-Fee service). As soon as we have these important items back, the claim file is ready for consideration by our Panel Solicitors. The files are forwarded via email and our Solicitors make quick decisions. If they feel a claim is strong, they will call the clients and confirm the details given. If they then decide to take the claim, the claim is up and running - simple as that!

No Fuss, No Hassle

Direct 2 Solicitors clients can relax, safe in the knowledge that we are taking the strain out of the claim process for them. Even after our Panel Solicitor takes over the litigation work on the claim, we remain involved, available and there to assist our clients when they receive information that can be confusing. If needed, we visit people at home and ensure that the client's know and understand the situation surrounding their Personal Injury Compensation claim. We can never guarantee success with a claim, but we always guarantee our No WIn No Fee service - and are happy to do so in writing should it be requested.

Making your claim

To make your claim, come to us. Direct 2 Solicitors are approved for Regulated Claims Management Services by the Ministry of Justice (Authorisation CRM 3364), check the regulators web site www.claimsregulation.gov.uk and are also members of the Claims Standards Council. We offer genuine peace of mind, honesty and a friendly caring service.

If you are in need of a reliable and approved Claims Management Company to manage your accident compensation claim, look no further. Email us at webenquiries@direct2solicitorsltd.co.uk, call us on 0800 9177456, or get us to call you, using the big blue "Call me back" box at the top right of this page.

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Wednesday, 8 October 2008

The Compensation Culture blame game... Again! | Direct 2 Solicitors The Compensation Culture blame game... Again!

Councils in Compensation Claims moaning shocker!

Once again the Local Government lobby is putting pressure on the public to try and deter us from exercising our legal rights! In yet another shameful PR stunt, the Local Government Association (LGA) has issued a press release bemoaning the fact that they are paying out large sums in compensation. We are saddened, but not surprised to see that they blame the volume of claims squarely at the foot of us 'nasty' No Win No Fee Claims Management Companies and Solicitors. The latest story states that some £53m has been paid out in compensation settlements, and that a further £12m has been spent on legal fees and court costs. However, at the same time, the LGA has scored an own goal to it's own argument as the figures taken from an Asphalt Industry Alliance survey of Councils shows that only £52.3m has been spent on repairs to dangerous footpaths and roads. So at the same time as moaning about spending £60m + on genuine claims, the LGA have spent LESS ensuring that the roads and paths are safe which would then reduce the level of genuine claims that they would face! How these people end up in positions of authority is questionable at the very least!

Who is to blame?

The LGA, Insurers and some members of the establishment would like everyone to believe that the blame lies at the foot of people like me, companies like ours and the Solicitors that we work with. However, we know that only genuine claims will succeed. The onus on a claimant to prove that the councils have left a dangerous hazard that would be deemed sufficient to pass the legal liability requirements in situ for a period of time that would also pass the same test is very high. If one can prove the liability side of it, then the Council is in the wrong and they should then, in the eyes of the law, provide compensation to an injured party to cover their injuries and losses. It really is simple. LGA Spokesman David Sparks has been quoted in the media as saying "These figures show the extent to which our efforts are being hampered by the compensation culture that exists nowadays" he goes on to say "since no-win, no-fee was introduced, almost all councils have seen an increase in compensation claims". To be fair, he does go on to say that where there are genuine claims, the claimant should be compensated. To me, this seems to indicate that he is taking the view that there are more fraudulent claims than genuine and that No-Win, No-Fee Solicitors and Claims Management Companies are actively encouraging individuals to lodge fraudulent claims. There is no evidence to support such a view and I wonder why he is wording what he says, the way he is? It is simple, if you end up paying up to settle a claim, you are liable. Thus, if the councils are spending what we are told they are on settling claims, they can only blame themselves.

No Win No Fee

Since the inception of No-Win, No-Fee claims in the UK, there has been a rise and now a fall in the number of claims issued and filed. It goes without saying that the reason for the rise is that when it was first launched, it informed the UK public that they had a right to claim compensation for injuries if they were caused by negligence. Prior to the No Win No Fee system, many claims were not made because individuals didn't know that they could claim and could not afford to pay Solicitors fees should they fail. It seems that the LGA Spokesman is blaming me, my company, our solicitors and any claimants for exercising the legal rights entitled to all of us. So, if we have made people aware of their rights and helped them to claim compensation FOR WHICH THEY ARE LEGALLY AND GENUINELY ENTITLED, then I make no apology. Maybe, the LGA and Councils of the UK should concentrate on the very important work with which they are charged?

Making your claim

To make your claim, come to us. Direct 2 Solicitors are approved for Regulated Claims Management Services by the Ministry of Justice (Authorisation CRM 3364), check the regulators web site www.claimsregulation.gov.uk and are also members of the Claims Standards Council. We offer genuine peace of mind, honesty and a friendly caring service.

If you are in need of a reliable and approved Claims Management Company to manage your accident compensation claim, look no further. Email us at webenquiries@direct2solicitorsltd.co.uk, call us on 0800 9177456, or get us to call you, using the big blue "Call me back" box at the top right of this page.

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Tuesday, 30 September 2008

Another claimant helped | Direct 2 Solicitors Another claimant helped

Injured at work - another client helped

We have just completed a cracker of a work accident (employment liability) claim. The client came to us having sustained nasty ankle and knee injuries in a fall at his work place. He worked for a leading UK supermarket chain at their distribution depot. The client stated that the lighting was in a terrible state, with numerous bulbs out of action and those that were still working had been knocked around by reversing lorries and didn't light the correct areas. As a conscientious member of staff, he had the foresight to bring this to his employers attention so that they could repair the dodgy lighting and reduce the risk of an accident. Unfortunately, despite this complaint and numerous reminders, no repair work was carried out and sure enough, the client fell heavily whilst working due to the lack of light and sustained nasty injuries keeping him off work, in pain and heavily out of pocket for many months.

Checklist

When the client called us, we thought he had a strong claim. The liability certainly wasn't an issue, so we had to check two key factors. Firstly, we needed to know that the accident was recorded officially. Thankfully, the client was on the ball and had ensured that the correct details of the accident were entered in the employers official accident book. The client even has a copy of this entry. Secondly, we needed to confirm that the client has been treated by a professional qualified medic and that his medical records will confirm this. Again, all was well, as the client had been to A&E before being dealt with in out-patient clinics, seeing his GP and also had undergone a course of physiotherapy. We were only too happy to confirm that this kind of accident claim was exactly what the No Win No Fee system had been set up for and that we were the perfect company for him to place his claim with. Having explained our way of working and discussed the likely process that he would go through in order to get to a point when his claim was settled, the client confirmed that he was happy to go ahead and we completed our claim application file.

No Win No Fee Solicitor - the dream claim

This is the kind of claim that our specialist Personal Injury Panel Solicitors love. It ticks all the boxes. Liability is as solid as a rock, the accident is fully recorded and the client is a reliable and trustworthy individual. Solicitors love the work accident claims as the law is so clear on the responsibilities of employers and employees regarding health and safety in the workplace. In this instance, the employer has clearly failed in their duty of care towards their staff and our client. Our client reported the lighting issue as an accident waiting to happen and then reminded the employer many times. Unfortunately, because they failed to take action and failed to heed their employees warnings, they are now liable for the compensation of our clients losses and injuries.

Have you sustained injuries at work?

Direct 2 Solicitors Ltd have specialist knowledge of handling work accident claims. As a claims Management company, we handle the full spectrum of Personal Injury claims - all on a No Win No Fee basis. If you have had an accident at work, or in any other situation and you feel that someone else is at fault for the state that you are now in, please call us. Our expert knowledge may well be the route to getting you compensated so that your loss of wages gets covered and you are given the financial settlement that reduces the stress placed upon you and your family. We can never re-write history and prevent an accident that has already happened, but we can prevent them happening again. Call us today.

Who you gonna call?

Direct 2 Solicitors are approved for Regulated Claims Management Services by the Ministry of Justice (Authorisation CRM 3364), check the regulators web site www.claimsregulation.gov.uk and are also members of the Claims Standards Council. We offer genuine peace of mind, honesty and a friendly caring service.

If you need of a reliable and approved Claims Management Company to manage your accident compensation claim, look no further. Email us at webenquiries@direct2solicitorsltd.co.uk, call us on 0800 9177456, or get us to call you, using the big blue "Call me back" box at the top right of this page.

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Wednesday, 17 September 2008

Accident Compensation Stories | Direct 2 Solicitors Accident Compensation Stories

Real Lives, Real Injuries, Real Problems

We have helped numerous victims of non fault accidents in their quest for Personal Injury Compensation. On a daily basis, we field calls and internet enquiries from potential clients who are struggling to cope in the aftermath of their accident and with the loss of income and independence their injuries have caused to them.

It is pleasing to know that during our daily slog at work, we have gone some way towards helping these people get back on their feet, both financially and physically. It goes without saying that nobody wants to get injured and nobody wants to be financially ruined because they cant work, especially after a terrible accident.

Thankfully, we live in a civilised society with a legal system that provides financially risk free legal assistance like our No Win No Fee accident compensation service; to help the unfortunate innocent accident victims pick up the pieces of their lives and get back to where they should be.

Work Accident, loss of income loss of happiness

Our client was at work at the joinery firm he had been with for around 6 weeks. As a skilled and qualified joiner, he was used to handling all sorts of machines, timbers and tools. His new employers had promised him everything. More money, better hours and the journey to his new work place was around ½ an hour less than his old one.
Unbeknown to our client, behind the image that they had put to him, they were corner cutters and scrimped on vital Health & Safety equipment, new tools, tool repairs and training. It turns out they the new employer preferred to take cash out of the business at the risk of employee injury.

When a new job came in, our client was only too pleased to be involved in the task. It seemed that overtime would be available and if the job were finished within the agreed time frame, a hefty bonus would be his for the taking. Who would turn that down?

The job was to make huge speaker boxes for stadium performance amps, the kind of thing that would be used by a huge rock band at Wembley Stadium. Our client knew how to use the routing machine, having used one for many years in his previous job. He knew the safety requirements of being trained, correct clothing, eye protection etc, so he started with the task in hand.

Cutting Corners

What he did not know was that his employer had loosened the safety guard to enable the large wooden amp frames to fit on the router. He had no idea that he was about to sustain a life changing injury through an act of negligence by his employer. Loosening the guard enabled the wood to fit the machine, but it also exposed him to a great risk of injury. The employer should have purchased or hired in a larger machine so that the job could be done safely.

Unfortunately, the loosened guard offered no protection to our client. As he was routing the 2nd item, the router jammed, pulled the wood hard and caused our clients hand to jam against the sharp blade.
His injuries were terrible. He basically routed the back of his dominant right hand clean off. Despite immediate medical attention and expert surgery within hours, the full use of his hand could not be saved. Now, as well as having a terrible disfigurement in a very visible place, he also has a 60% loss of use of the hand.

Loss of income

The severity of this injury caused our client to have no option other than to leave his job. He could no longer operate the machinery required and was unable to perform the tasks that he had done for many years. As a middle aged man with a training and background in the Joinery trade, he had no easy option and was unable to command an income anywhere near that which he was used to.

Suddenly, paying the bills, servicing his mortgage and funding his family was almost impossible. He was entitled to some benefits, but not enough to pay the way.

Accident at work compensation claim

Fortunately, our client was made aware of his right to make a claim and along with his wife looked in to his options. Thankfully, he chose the right partner for his work accident compensation claim and came to Direct 2 Solicitors. We knew immediately after speaking with him that he had a very strong claim. Indeed, we went as close as we ever do to guaranteeing his claim would win. We never do guarantees of that sort though, but always guarantee that we offer a genuine No Win No Fee service.

His claim is now well towards settlement and our Panel Solicitor running the claim has informed us that the settlement will be substantial. The 3rd party insurance company has accepted liability and it is hoped that the settlement will be enough to wipe out our clients immediate financial worries. Our client has since been in contact with us and is very happy with the progress to date of his claim.

Remember your rights. You can claim if you are not at fault

If you, a friend, family member or colleague is injured through no fault of their own, they may well be able to claim accident compensation. The compensation settlement will not change the fact that they are injured and have suffered, but it will compensate them for the pain and distress of their injuries and financial losses.

Any claim is made against an Insurer, such as an Employers Liability, Motoring or Public Liability Insurance Policy. The insurers accept the risk and charge a premium to provide cover. If the worst happens, the policy is there to be used.

Who you gonna call?


Direct 2 Solicitors are approved for Regulated Claims Management Services by the Ministry of Justice (Authorisation CRM 3364), check the regulators web site www.claimsregulation.gov.uk and are also members of the Claims Standards Council. We offer genuine peace of mind, honesty and a friendly caring service.

If you are in need of a reliable and approved Claims Management Company to manage your accident compensation claim, look no further. Email us at webenquiries@direct2solicitorsltd.co.uk, call us on 0800 9177456, or get us to call you, using the big blue "Call me back" box at the top right of this page.

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Tuesday, 2 September 2008

Assault Victim? Win the fight for justice | Direct 2 Solicitors Assault Victim? Win the fight for justice

One of the best things about working in Personal Injury Claims Management is knowing that the work that we do on behalf of our accident claim clients is going to go some way towards helping them overcome the hardship caused to them. It is satisfying when we learn that a client has successfully pursued their claim for compensation and been awarded a sum of money to compensate them for their injuries and losses.

Thankfully the majority of accident claims that we deal with are just that, Accidents. Often people, employers or organisations are regrettably negligent and at fault for the injuries and losses sustained by our clients, but rarely are claimants injured and in need of making a compensation claim through purposeful acts of violence. However, occasionally people are injured through malicious acts of aggression. Often in these instances, the injuries that people sustain are more than just physical. The shock, trauma and fright caused to innocent victims of these assaults has a big impact on their lives. Rebuilding their lives and confidence can take much time. They also need the support of friends and family members. Victims of Criminal Assaults know that they must inform the Police and know to seek medical treatment, but many have no idea at all that they can claim compensation for their injuries.

Did you know that you could claim compensation for Criminal Injuries?

The Government fund an organisation called the Criminal Injuries Compensation Authority (CICA) that has been set up to provide financial compensation for the victims of unprovoked Criminal Assaults. The criteria for making a successful claim is that a victim MUST have informed the Police of the assault, must have sought medical treatment and MUST cooperate fully with the Police. Also, individuals with criminal records of their own may well be barred from making a claim.

So, you know that you can claim Criminal Injuries Compensation, but where do you do it?

At Direct 2 Solicitors, we can assist you with a Criminal Injuries Compensation Authority Claim. We are able to complete the paperwork for you, liaise with the CICA on your behalf and give you the best chance of claiming something back for the pain, distress and injuries that you sustained. You were an innocent victim and we want to make sure you get back to where you should be.

The CICA will pay out compensation for injuries ranging from cuts and bruises, to stabbing, Murders and many more incidents.

Whilst it is satisfying knowing that we have helped an innocent accident claim client gain compensation, it is even more pleasing to hear of a successful claim for one of our Criminal Injuries victims. The monies awarded to them will never rid them of the painful memories, but it does help them to overcome what they went through.

Who you gonna call?

If you are in need of a reliable and approved Claims Management Company to manage your accident compensation claim, look no further. Email us at webenquiries@direct2solicitorsltd.co.uk, call us on 0800 9177456, or get us to call you, using the big blue "Call me back" box at the top right of this page.

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Thursday, 21 August 2008

Do you know if you are entitled to make a No Win No Fee accident compensation claim? | Direct 2 Solicitors Do you know if you are entitled to make a No Win No Fee accident compensation claim?

You have been injured, it was not your fault. But can you claim compensation?

With so many armchair Solicitors and many well meaning, but misinformed people ready to tell everyone what they think they know about making a claim, we find that often the injured party either does not know that they could make a successful claim, or has been informed that they could and should, when they cant! So, to help potential claimants decide if the cause of their injuries will enable you to lodge a claim for Accident Compensation, basic accident claim criteria information is needed (see below).

Remember, there are always exceptions to rules and each accident claim needs to be assessed on its own merits. We advise all persons injured in non fault accidents considering a claim to call us and discuss their accident claim circumstance with our experts. You may think you dont have a claim when you do.

Basic Criteria

Limitation: This is the time frame in which a claimant HAS to register a claim in the courts. An adult (over 21yrs) has 3 years from the date of an accident to ensure a claim is registered. Therefore, if accident injuries were caused 3 or more years ago, the claim is out of limitation and any rights to make a claim become statute barred.

Remember, an Accident Claim Solicitor or Claims Management Company usually require AT LEAST 6 months of a 3 year period remaining so that they can prepare a claim properly (although there are exceptions to this).

Exceptions

Adults have 3 years; children have until their 21st birthday (or 3 years). CICA claimants (Criminal Injuries) have 2 years (although older claims can be considered) as do MIB claimants (victims of uninsured and untraced drivers).

Liability: For an individual to successfully pursue a No Win No Fee accident compensation claim there needs to be a liable 3rd party to pursue for the compensation. If the accident was your fault, you have no claim. However, if your injuries arise from an accident at work, a road traffic accident or a slip/fall in a public place, you may be able to claim compensation. It boils down to a duty of care at the feet of the persons, authority or employer who owns or operates the location where you were injured.

Like who?

For example, Council Highways Departments have to monitor, inspect and repair footpaths and roads within a reasonable time frame and ensure that defects of a certain size and of a certain age are removed. If they dont, person injured on a hazardous pathway could make an accident compensation claim. Employers have to provide Health & Safety training and equipment and follow strict laws governing employees safety at work. Failure to do so could result in a serious injury and leave them open to a claim for work accident compensation. Drivers of cars, motorcycles and pushbikes have a responsibility to drive safely and pay attention to road conditions and traffic. If they fail to do so and cause a Road Traffic Accident, an injured person could easily pursue a whiplash claim or similar for their injuries and losses.

Proof: Individuals MUST prove that they were injured and that it was someone else's fault. If they fail to do so, their accident compensation claim will fail. Persons wishing to pursue compensation claims MUST have sought medical treatment either at a Hospital or GP and it MUST be noted on the medical records. Also, the injuries have to be of a certain severity.

How?

As well notes on medical records, injured parties MUST always ensure that accidents at work are recorded in employers official accident books. Injured parties MUST report this themselves, ensuring the record is an accurate report of what happened. A person injured in any public establishment, such as a Hotel, Shop or Restaurant, again must ensure a record is entered in an accident book. Road Traffic accident victims should ensure that their insurers have been informed and if necessary, also inform the Police. Whilst Police cannot always attend an accident, they will make a log of any report and issue an incident reference number.

Now I know. Or do I?!

As stated earlier, each case has to be looked at individually, but the above gives some pointers as to if you could make a claim. Our advice remains the same, contact us for an honest opinion. It is free and you may well be entitled to compensation. We know Accident Compensation wont make the pain go away, but it does help you to get back to where you should have been if you were not injured in the first place. Direct 2 Solicitors Ltd, will know if your claim is worthy of consideration by an expert Personal Injury Solicitor, so to let us discuss your accident and we can then decide if it is in your interests to make a claim for Accident Compensation.

If you are in need of a reliable and approved Claims Management Company to manage your accident compensation claim, look no further. Email us at webenquiries@direct2solicitorsltd.co.uk, call us on 0800 9177456, or get us to call you, using the big blue "Call me back" box on this page.

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